FinovoAI — How We Work Together
How We Work Together

Independent Advisory, Structured Around Your Needs

Three levels of engagement designed for different stages of readiness — from early exploration to active execution. Your institution leads. We advise.

Dr. Adam Wingate, Ph.D. in Leadership & Organizational Management  |  Research-informed advisory
Rooted in the credit union world Serving institutions with $100M–$10B in assets Zero vendor commissions — ever Examiner-ready documentation on day one

Advisory scope across all engagements: FinovoAI provides independent expert guidance and written advisory opinions. All operational decisions, vendor selections, implementation actions, and institutional approvals remain solely with your leadership team and staff. No engagement with FinovoAI transfers responsibility for institutional decisions.

Start Here · One-Time
AI Readiness Assessment — A written advisory report personalized to your institution
Delivered within 10 business days. Board-presentable format. A natural first step before any ongoing engagement.
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8–12 page personalized advisory report
Regulatory gap summary (FFIEC & NCUA aligned)
Top AI opportunities ranked for your asset size
60-min findings debrief with Dr. Wingate
Board-presentable format
The Assessment is a natural entry point. If an ongoing advisory engagement follows, the Assessment fee is credited toward your first month.
Ongoing Advisory Engagements — Scoped and Priced to Your Institution's Needs
Tier 01
Discovery
For institutions beginning to ask the right questions — before any commitment is made
You have board conversations starting, vendor calls coming in, and no framework yet for evaluating any of it.
Right for You If:
Your institution is in early exploration and needs structured thinking, regulatory context, and the right tools to know where you actually stand before committing to anything.
Flexible · Month-to-month · No minimum commitment
  • AI Readiness Assessment — written advisory report
  • Regulatory compliance frameworks — updated quarterly
  • AI Governance Framework — institutional advisory template
  • Opportunity identification frameworks and guidance
  • Quarterly strategic briefings and industry updates
  • Curated executive education resource library
  • One advisory call per quarter with Dr. Wingate
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Recommended Starting Point
Tier 02
Strategic Planning
For institutions ready to build the foundation — governance, roadmap, and vendor evaluation
Right for You If:
Leadership has decided AI belongs in your future. Now you need a governance framework your board can stand behind, a roadmap your team can execute, and a vendor evaluation process that holds up under examiner scrutiny.
Active advisory engagement · Typically 6–12 months
  • Everything in Discovery, plus:
  • Quarterly compliance framework update (FFIEC & NCUA aligned)
  • Custom board-ready AI Governance Framework
  • Monthly 90-minute advisory session with Dr. Wingate
  • Two async advisory touchpoints per month
  • Institution-specific 180-Day Advisory Roadmap
  • Vendor Evaluation Framework and RFP advisory guidance
  • ROI modeling guidance and board-level business case support
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Tier 03
Implementation Advisory
For institutions actively executing — with an independent advisor in their corner at every decision point
Right for You If:
Your team is making the decisions and doing the work. What Implementation Advisory adds is an independent strategic voice with no vendor stake — to pressure-test assumptions, flag governance gaps, and help leadership think clearly when execution pace creates pressure to cut corners.
Sustained advisory partnership · Typically 12–24 months
Advisory boundary: Your institution leads. FinovoAI advises. All decisions, approvals, and implementation actions remain with your leadership team and staff. FinovoAI's role is to counsel — not to direct, manage, or implement.
  • Everything in Strategic Planning, plus:
  • Regulatory alignment review at each initiative milestone
  • Written advisory opinions on vendor proposals and contracts
  • Dedicated advisory hours each week with Dr. Wingate
  • Advisory attendance at vendor meetings and initiative reviews
  • Bi-weekly strategic advisory sessions with leadership
  • Board presentation advisory support
  • Monthly written advisory summary for leadership review
  • Priority advisory response — within 4 business hours
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For IT Directors & Compliance Teams
Vendor Onboarding Documentation — Ready on Day One
FinovoAI maintains a complete vendor due diligence packet: GLBA-aligned Data Processing Addendum, FFIEC-informed Vendor Risk Questionnaire, Information Security & Data Governance Policy, and Business Continuity Statement. Available immediately upon request — no waiting.
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Not Sure Where to Start?

Engagements are scoped and priced based on your institution's specific needs and stage of readiness. Schedule a confidential conversation and we'll find the right entry point together.

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